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Meanwhile, on the other side, Gringotts Wizarding Bank.

The Gringotts goblin manager looked at the stout witch in front of him, a forced smile on his face, his tone somewhat hesitant.

"Madam Undersecretary Dolores Umbridge, have you encountered any difficulties?"

"What, do I need your approval to withdraw money from my own vault?"

Dolores Umbridge gave a playful snort, staring at the goblin in front of her with her drooping, toad-like eyes, and repeated coldly, her face slightly displeased.

"Take it all out, immediately! Understand? Is there a problem?"

"No problem! Of course, no problem! I'll arrange an escort for you right away."

The goblin manager in charge of receiving Umbridge rubbed his hands awkwardly, lowering his body slightly.

"An escort?" Umbridge raised her eyebrows. "Do you mean to make me stand here waiting for your specialist to call my name, like those wizards outside? Goblin, standing before you is Senior Undersecretary of the Ministry of Magic, Dolores Umbridge, not some ordinary wizard you can casually fob off, understand?! You, just take me to the vault directly, I have my own key... now!"

"Yes, yes! Of course, of course."

The Gringotts goblin head manager lowered his head humbly, concealing the flicker of anger in his eyes perfectly, then raised his head with a smile, striding forward while shouting loudly at the goblin attendants beside him.

"A bunch of fools, what are you standing there for?! Didn't you see I'm taking the esteemed Minister Umbridge to the vault to withdraw money? Quickly find someone to take over the reception work in the lobby temporarily, understand?!"

Hearing the goblin manager's sharp scolding, the goblins who had been standing frozen quickly came to their senses, running towards the back of the bank, quickly ordering other officers in Gobbledegook.

Turning back, the goblin manager glanced at the witch behind him, bowing respectfully.

"Minister Umbridge, please come this way with me."

...

Half an hour later, at the entrance of Gringotts Wizarding Bank.

Dolores Umbridge subconsciously jiggled the money bag in her pocket. The money bag, enchanted with various spells, perfectly contained all the gold from the vault. This was all her savings she had accumulated for a long time.

The stout witch raised her eyebrows, turning her head to look at the tall, thin wizard waiting for her at the door, and said with a hint of threat.

"Malfoy, you better not let me find out you're deceiving me, or else..."

"Minister Umbridge, rest assured, if there really are losses, the Malfoy family is willing to bear all the losses. But... are you sure you haven't registered with anyone else before, right? When you get there, you must fill in my referrer, okay?"

"Alright, alright! Why didn't I realize you were so long-winded, Lucius? Hurry up and lead the way!"

"Alright, then let's talk as we go..."

Watching Umbridge leave Gringotts Wizarding Bank in a hurry, accompanied by Lucius Malfoy.

The Gringotts goblin head manager, who had been all smiles, straightened his face and turned to leave the busy bank lobby, heading towards the direct elevator to the underground without looking back. The situation was getting more and more serious.

Including Dolores Umbridge, this was already the eleventh Ministry of Magic official in the last two days to request to empty all their deposits. Such frequent large-scale withdrawals put Gringotts, whose cash flow was already stretched to the limit, in even greater difficulty. Robbing Peter to pay Paul became more and more frequent, and there were several times when it almost came to light.

However, at this rate, the day of reckoning was inevitable.

Given the current grim situation, Gringotts Wizarding Bank must find out the cause as soon as possible.

............

Time, April 9th, evening.

Gringotts, Goblin Elder Council.

Except for two elders who were still in the former Soviet Union handling foreign affairs, all eleven goblin elders, including Leos, were sitting around the semicircular conference table, and in front of them stood dozens of goblin executives from various departments.

Grand Elder Groin coughed lightly, his voice hoarse.

"Tell me, what's the recent situation, especially regarding our vaults and banking business."

Glurp~

Sazar, the director of Gringotts Wizarding Bank, who was mainly responsible for daily external savings business, swallowed, raised his head to look at the goblin elders sitting in front of him, and then looked at the other goblins, asking cautiously.

"Grand Elder, is there really a problem with Gringotts's cash flow? Is it serious?"

Groin narrowed his eyes, a trace of irritability flashing in his eyes, and replied coldly.

"Director Sazar, this is not a problem you should be concerned about. You only need to report your situation!"

"Dolores Umbridge from the Ministry of Magic also came during the day," Goblin Sazar trembled, frowning tightly, "Like the other Ministry of Magic officials before her, she also withdrew all her deposits at once. Fortunately, we urgently transferred some from the Lestrange vault, so there was no exposure... We have confirmed that the wizards who currently have the right to open the Lestrange vault are now imprisoned in Azkaban. If nothing unexpected happens, after they die, this wealth will completely return to Gringotts."

"However... this method of borrowing back and forth is becoming more and more difficult... Although new galleons are constantly being minted, the number of withdrawals and the amount withdrawn have surged recently, and it is about to exceed our normal capacity... Grand Elder, what exactly is wrong with Gringotts?"

"What exactly is wrong? Shouldn't that be the question we ask you?"

Groin slammed the table heavily, his face serious. "We gave the Ministry of Magic a batch of extra income not long ago, didn't we? How come it's of no use at all? Where did all those galleons go? Could it be that these wizards plan to use gold coins to build a pure gold tombstone for themselves?!"

"I secretly inquired... the wizards didn't say anything, and asking too much would get me scolded."

Sazar shook his head with a bitter expression, glanced at the elder's seat that seemed about to erupt in thunder, thought for a moment, and quickly added, "However, the guards responsible for security at the door did vaguely hear some exchanges between the wizards. If nothing unexpected happens, it should be related to where the money is going... The content is very complicated and mixed, and most of what the guards could overhear and remember were only a few words heard when the wizards were arguing..."

The director of Gringotts Wizarding Bank paused, and said somewhat helplessly, "When most wizards come to withdraw money, there will be a wizard next to them trying to persuade them. Sometimes disputes arise for various reasons... The most memorable thing for the guards is that the withdrawing wizard sometimes accuses the other party of being a liar, believing in ethereal rumors..."

"Heh, is it that the Dark Lord is about to be resurrected again, and the world is about to be in chaos? It seems that the joint statement between Albus Dumbledore and the Ministry of Magic has not had the slightest effect. What a group of stupid wizards..."

Groin sneered. When the rumors were rampant some time ago, Gringotts had already paid attention to this matter, and even spent a lot of galleons to try to persuade the Ministry of Magic and Dumbledore to jointly issue a statement to refute the rumors.

Unexpectedly, after the statement to refute the rumors came out, it was only a week or two before the rumors floated out again.

"No, it's not that..."

Sazar blinked his eyes strangely, shrugging his shoulders helplessly, "It seems to be an even more absurd claim, saying that if you put a galleon and a galleon together, you can give birth to new galleons overnight. Of course, you can also give birth to silver sickles and bronze knuts... In short, you just need to put the money somewhere, and you will receive double the amount the next day..."

"Gold coins and gold coins can give birth to new gold?! Who would believe such a superficial scam?"

A burst of disdainful laughter came from the elder's seat. The goblins sitting behind the round table shook their heads one after another. They already looked down on those wizards who couldn't even calculate interest, and now they were even more contemptuous of the intelligence of the wizards in the magical world.

"That's right. Generally speaking, after the quarrel, the two wizards will part on bad terms. But..."

The director of Gringotts Wizarding Bank nodded with a wry smile, "Judging from the current situation, this group of wizards usually waits at the bank door early the next morning, insisting on emptying all their deposits regardless... It seems as if they can really... receive gold... Because these days, more and more people are withdrawing money..."

All... returned... emptied... receive gold...

Along with Sazar's voice, the low laughter lingering around the long table of the Goblin Elder Council gradually stopped. Groin was slightly stunned, tapping his fingers lightly on the table, his eyes wandering between the surrounding elders, his expression gradually becoming dignified, even somewhat ferocious.

"What... did you just say?"

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Chapter 3! Big chapter! (Oh my!!!)
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